Book Review: The Money Saving Mom’s Budget

The Money Saving Mom's Budget: Slash Your Spending, Pay Down Your Debt, Streamline Your Life, and Save Thousands a Year

photo credit

When Crystal Paine AKA “Money Saving Mom” offered bloggers the opportunity to review her new book The Money Saving Mom’s Budget, I jumped at the opportunity!  Crystal’s book will be released on January 10, but you can pre-order a copy here.  I am a huge fan of the Money Saving Mom blog; Crystal has a very balanced approach to frugality, budgeting, DIY-ing, and life in general, and I appreciate everything I have learned from her.

When I heard she was writing a book, I was very excited; however, since I follow her blog, I wasn’t sure how much “new” material I would really learn from the read.  I was pleasantly surprised!  The book is similar to her blog, but she has new and different material in the book as well.

One thing I’ve always appreciated about Crystal is her focus on goal-setting and breaking goals into bite-size pieces that are easily attainable.  She gives very detailed goal-setting help in the beginning of her book.  Another thing I love about the book is the appendix full of forms for budgeting, goal setting, and time management.  Crystal not only teaches you how to implement money saving principles, but she also gives you the tools to do so.

In chapter 2, Crystal discusses clutter…something we all have to some extent.  She poses the question, “Are chaos and clutter keeping you from financial success?”  Often we have so much “stuff” in our homes and lives that we can’t think straight, much less stick to a budget and focus on saving money.  Crystal guides you through very practical steps to taming the clutter in your own life and home.  Step by step and room by room, you will learn how to not only eliminate clutter, but also turn that clutter into cash.  (Something that I’ve already implemented thanks to craigslist and ebay!)  With minds and homes free of clutter, it’s so much easier to focus on budgeting and being a good steward both of money and time.

The book spends a good bit of time discussing how to set up a budget, implement a cash envelope system, lower your grocery bill, and save money in general.  These chapters are helpful for those who are new to these principles, as well as those who might want a refresher course or a few new tips.

In her last chapter, Crystal focuses on contentment.  It’s easy for us to look at other people  and wish we had their job, could save as much money as they do, etc.  However, we should instead be thankful for what we do have and focus on all we have been blessed with!

The Money Saving Mom’s Budget is a great read for someone who wants to get out of debt and start living on a budget, as well as someone who wants to learn more about saving money and squeaking more savings out of their monthly spending.  I highly recommend the book!



ps  I received a copy of The Money Saving Mom’s Budget in exchange for reviewing the book; however, all opinions in the book review are mine!  🙂